Synthetic Identity Fraud Passing KYC Controls
Designed a Continuous Identity Trust Platform to detect synthetic identities beyond onboarding and reduce fraud losses.
Business Problem & Context
Fraudsters used synthetic identities, AI-generated documents, and coordinated onboarding attacks to create seemingly legitimate accounts that bypassed KYC controls and were only detected after significant financial losses occurred.
Architecture & Strategy
To solve the challenges, a robust and scalable architecture was required. We prioritized decoupling services and introducing event-driven patterns.
Event-Driven Architecture Stack
Measurable Outcomes
Synthetic Identity Detection Rate
Fraud Loss Reduction
False Positive Rate
Account Approval Accuracy
High-Risk Withdrawal Detection
Investigation Resolution Time
Customer Friction Score
Core Tech Stack
Key Impact
Improved synthetic identity detection rates, reduced fraudulent account activation, and strengthened post-KYC risk monitoring across customer lifecycles.